Knowing the timeline between charge-offs and collections can help you take action before the issue gets worse.

A credit card charge-off can hurt your credit and lead to other consequences, but there are ways to fix the issue.

A charged-off debt can seem like it's gone for good, but the reality behind what happens next may surprise you.

Paying off a charged-off credit card can help your credit and finances, but only if you handle it the right way.

Natalie Campisi is a senior journalist who covers personal finance, balancing timely news with in-depth enterprise reporting. Her mission is to make complex financial issues clear and accessible for ...