A liability-only insurance policy can be appealing. A policy that only meets your state's requirements is relatively cheap. But that low cost can come back to haunt you if you're in an accident and ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

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I didn't get my own car until I was 20. Since I was already at college (officially an "adult") and bought my car with my earnings from summer jobs, I wanted an insurance policy separate from my ...