If you're expecting a tax refund, that money could be used to pay off debt, but it won't make sense in every case.

Key Points An unpaid debt could damage your credit score. It’s common for debts to be turned over to collection agencies ...

Debt collection harassment is an invasive and stressful experience—especially when it comes from aggressive agencies like ...

The debt collection process Debt can be debilitating ... without your permission Should not repeatedly call within short periods of time Natalia Brown, chief client operations officer at National ...

Debt collectors are heroes or villains, depending on your point of view. If you own a business and are owed money, hiring a debt collector can help you get it back. If you are the person who owes ...

participating in the collection or attempted collection of a debt placing calls without the meaningful disclosure of the callers The Act prohibits the use of “unfair or unconscionable” means to ...

Another give-away that Lay’s phone call was a scam was the statement, “You have lost all your rights to proof.” Under the Fair Debt Collection Practices Act, you have the right to insist ...

We collaborate with the world's leading lawyers to deliver news tailored for you. Sign Up for any (or all) of our 25+ Newsletters. Some states have laws and ethical rules regarding solicitation ...

Defaulting on a payday loan could drain your bank account and trigger collection calls. Try to settle the debt if you can. Many, or all, of the products featured on this page are from our ...