During years where a new president is being inaugurated, there are typically 12 federal holidays for federal workers in the Washington D.C. area but since Inauguration Day and Martin Luther King, Jr. Day both fall on the same date in 2025 — Monday, Jan. 20 — they'll have one fewer holiday this year than in some previous years.

In 2025, the Federal Reserve will observe 11 federal holidays, just as it does each year. These holidays can impact your banking activities, such as deposit availability and bill payment scheduling. Here are the Federal Reserve System bank holidays for 2025: Note: The federal government refers to Presidents Day as Washington’s Birthday.