First-time cardholders should shop around before ... around and found the best first credit card for you, remember that your oldest card is the most important to hold onto. As you work your ...

This content is created by TIME Stamped, under TIME’s direction ... Before you get frustrated and upset, remember that your card didn’t get approved for a reason. Here are some of the most ...

If you’re considering a debit card for kids vs. a credit card for kids, start with debit. When your child is older, add them ...

You rely on prospective memory when you remember to: Stop at the pharmacy on your way home Call your credit card during ...

Remember the factors affecting credit scores: Payment history Credit utilization Length of credit history Credit mix Recent credit card applications Besides paying your bills on time and in full ...

The 45-day interest-free period is offered only when you clear your credit card dues on time. In case you miss the deadline, ...

Gone are the blissful days of only having to remember a four-digit debit card PIN or alarm code. Now, with our increasingly digital way of living, everything requires a password — and a complex one at ...

Once you’re added to the card, that account’s entire ... don’t spend more than you can afford to pay back and remember to always make your payments on time. If you’ve been paying your ...

With the spookiest night of the year approaching, it's important to trust your inner wisdom and embrace change. Using ...

This content is created by TIME Stamped ... to shell out for one of these cards. Maybe you wouldn’t use it enough to justify the annual fee, or perhaps your budget is tight.

You have to take time to understand how it works ... and alerts to help you remember to pay your bill and avoid overspending. Cards may also come with other benefits and protections.

Use your online and mobile banking apps to keep track of your expenses in real-time to avoid overspending. Setting spending ...