Aly J. Yale is a contributor at Buy Side and an expert on real estate, mortgages, investing and home renovations. Of the many varieties of mortgage loans out there, the VA loan—a type of mortgage ...

Limited inventory and high interest rates dramatically cooled the housing market in 2022, with home sales falling nearly 18% from 2021, according to data from the National Association of Realtors. At ...

Buying a home is one of the biggest financial decisions you will ever make, and choosing the right type of mortgage can make all the difference. For many buyers, the choice often comes down to a VA ...

Rachel Witkowski is an award-winning journalist whose 20-year career spans a wide range of topics in finance, government regulation and congressional reporting. Ms. Witkowski has spent the last decade ...

Government home loans play a vital role in the housing market, providing various options for home buyers, such as FHA and USDA loans. These programs come with specific requirements that differ by loan ...

Native American veterans -- or veterans married to Native Americans -- can receive loans for homes on federal trust lands at a lower rate for up to the next two years. The Department of Veterans ...

WASHINGTON, D. C. - U.S. military veterans and service members who are in danger of losing homes with Veterans Administration loans would get help exiting the VA’s loan forbearance program, getting ...

Some people taking out a home loan and purchasing flood insurance could face delays during the U.S. government shutdown.

WASHINGTON — Legislation that creates a safety net for thousands of veterans facing foreclosure with delinquent home mortgages now moves to the president’s desk for his signature after passing the ...

VA construction loans are designed to benefit active-duty U.S. military service members and veterans. Eligible borrowers may be able to build a new home without a down payment, but there are strict ...

Government-backed loans like FHA, VA, and USDA loans, often touted easier to get, actually have higher denial rates than conventional loans. Government loans do offer lower down payment and credit ...