Auto insurance is pricey, but necessary in the majority of states, with 48 out of 50 states requiring drivers to carry some level of insurance.

Personal liability and property damage (PLPD) car insurance – also known as liability insurance – covers damage you cause to another person or to their property. There is no deductible, but there are limits to how much financial protection PLPD offers.

New car replacement insurance can be a valuable asset if your new car is damaged in an accident. Learn how this insurance works and why it matters.

If you’re not driving, keep insurance on your car to avoid a lapse in coverage and protect it against theft and non-collision-related damage, like vandalism and bad weather.

Whether you’re buying car insurance for the first time or simply renewing your coverage for another term, there’s one question everyone has to answer: six months or 12? Six-month car insurance gives you coverage for half a year,