Start with a lucrative bonus, add 3% back on restaurants, 1.5% back outside of bonus categories and flexible redemption options, and you have a winner. The card's rewards structure isn't the ...

You only need to pay an upfront fee of 3% upfront fee for 6 months 4% upfront fee for 12 months 5% upfront fee for 18 months Or sign up for the UOB Balance Transfer Instalment which comes in six plans ...