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My brother got a better interest rate because he acted fast, and here I am twiddling my thumbs, overwhelmed with banks.” ...

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My savings account APY took a dip less than 24 hours after the Fed interest rate cut last week. Find out why that doesn't change my overall savings goals.

The best high-yield savings accounts have annual percentage yields, or APYs, that are about 10 times higher than the national average rate of 0.46%. Many of the rates in this list top 5%.

The average APY for all types of US savings accounts was 0.46% as of Sept. 2024, according to the FDIC. However, some high-yield savings accounts offered rates of 5.00% and higher. Many of the ...