FCS playoffs with 10 automatic bids (conference winners) and 14 At-large bids. “Locks” are teams that have clinched an auto bid or have a strong enough resume to earn an at-large bid. “Should Be In” teams are on track to be in the playoffs but must avoid slip-ups.

Three weeks remain in college football's regular season, and things continue to feel as delightfully messy as ever. The SEC could end up with anywhere from three to five teams in the College Football Playoff (though the CFP committee's most recent rankings suggest three or four is more likely than five).

#2 Ohio State vs. Northwestern: Ohio State is 8-1 on the season (5-1 in conference play). This game is not being played in Evanston. Instead, it will be held in the friendly confines of Wrigley Field. Freshman sensation Jeremiah Smith looks to add to his record-setting touchdown totals as the Buckeyes attempt to lock down a high playoff seed. Score Prediction: Ohio State 45-13